The Official Report is a written record of public meetings of the Parliament and committees.
All Official Reports of meetings in the Debating Chamber of the Scottish Parliament.
All Official Reports of public meetings of committees.
Displaying 1837 contributions
Finance and Public Administration Committee
Meeting date: 31 August 2021
Michelle Thomson
For my last question, I want to pick up on Liz Smith’s point about the debt burden on small businesses. When you have your conversations with the UK Government, could you impress on it the need to implore banks to have flexibility in certain loan schemes? There are some protections in place, such as no personal guarantees for coronavirus business interruption loan scheme loans up to a certain amount, but the fact remains that, post the 2008 recession, there was some really poor behaviour by banks, with small to medium-sized enterprises forced into very distressed circumstances and made bankrupt or sequestrated. Will you add your voice to ensuring that banks understand their obligations, particularly to the SME community?
Finance and Public Administration Committee
Meeting date: 31 August 2021
Michelle Thomson
It is the best worst, as I think people would agree.
Finance and Public Administration Committee
Meeting date: 31 August 2021
Michelle Thomson
Yes. I am talking about the new funding streams on levelling up, community renewal, UK shared prosperity and so on.
Finance and Public Administration Committee
Meeting date: 31 August 2021
Michelle Thomson
There might well be a residual benefit in letting the larger public understand the dog’s dinner of the current fiscal framework, but that is by the by.
Local government faces very similar challenges with regard to its being confident about when money will appear and so on. On the review of capital accounting, which I believe you requested and which is being led by directors of finance on behalf of local government, are you able to express any view on the extent to which the focus should be on understanding service concession flexibilities to facilitate financial planning, or do you intend to wait for the outcome of the review before local councils can get some more certainty about what flexibilities they have?
Economy and Fair Work Committee
Meeting date: 23 June 2021
Michelle Thomson
I also refer members to my entry in the register of members’ interests. I receive income from residential buy-to-let properties and I am a shareholder in a property management company, but I receive only a benefit in kind in the form of life cover and no other income. I am a former MP and I have been asked to continue as an ambassador for a Westminster all-party parliamentary group for fair business banking, for which I receive no income.
Finance and Public Administration Committee
Meeting date: 22 June 2021
Michelle Thomson
I nominate Kenneth Gibson.
Kenneth Gibson was chosen as convener.
Finance and Public Administration Committee
Meeting date: 22 June 2021
Michelle Thomson
Good morning, everybody. I am a former employee of Standard Life and of the Royal Bank of Scotland, but I hold no shares in them.
I am a sole trader of Thomson Holdings, which is a property investment company for buy-to-let residential property. I receive some income from that, which is declared in the register of interests.
I am a director of Senza Rit Ltd, which is a property management company for residential property. I receive a benefit in kind in the form of life cover, but I receive no income from that. That is declared in the register of interests.
I am a former adviser to the Northern Ireland Assembly all-party group on fair banking and finance, for which I received no remuneration, and I am a current ambassador of the Westminster all-party parliamentary group for fair business banking, for which I receive no remuneration.